Fall Collage

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Pictures of our Fall colours.

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Smart Meter Apps

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  Demand response started in 2005 to reward industrial and commercial businesses for cutting energy use at peak times to prevent brownouts and blackouts caused by a strain on the power grid, especially during the summer.   The all-time record for energy use in Ontario happened Aug. 1, 2006, when demand for electricity reached 27,005MW, according to the Independent Electricity System Operator which oversees the province's electrical system. Consumption reports are generated by hour, day and month, and the website and mobile app offer suggestions to lower energy use, he said.
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Free Trade!!! What A Laugh

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George Iny, the director of the Canada-based Automobile Protection Association, a consumer advocacy group, says the difference in cost is unfair to Canadians. “I know that’s really galling for Canadians,” Iny says. “You might be punished if you brought in a new vehicle from the U.S. depending on the brand you’re buying.” “The manufacturers want to protect the price in the higher-price market as much as they can,” Iny adds. “Our sense is that it’s a strong-arm tactic and it’s an indirect way to restrict the trade of vehicles.” Iny says it’s up to the government to step in to protect consumers. “It’s absolutely designed to restrain the trade of vehicles between the borders - and that, that’s an element of equity,” he says. “The carmaker benefits greatly from free trade in cars and car parts, and the customer should at least be entitled to that benefit as well. “If we are going for free trade for the carmakers, then it should to some degree be free - equally free ...
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Money Your Own Way

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Money your own way Becoming a do-it-yourself irvestor is definitely not rocket science , and you don't need a Phd in finance. But if you can't commit to analazing your investments, you're better off to find a fee-only adviser. You pay a flat percentage fee, usually between 0.75 per cent and 1.5 % of the assets in the account. This covers all transaction costs (sometimes to a maximum number of trades) and help with financial planning. Banks, Investment Brokers are tied to the sale of products, some sell what pays them and their firms the most — and not what's best for the clients. Fee-based advisers sell only their own expertise. They can adjust portfolios without being hit with exit fees or penalties .The deferred sales charge approach that is the norm in the Canadian mutual fund business. How do you find a fee-based adviser? Go to the Portfolio Management Association of Canada's website or call 416-504-1118. You put in the amount of assets ...
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